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Informative Articles

As College Tuition Rises, Scholarships Fill the Financial Aid Gap
(ARA) - In her senior year of high school, Rachel Melson realized that federal financial aid alone wouldn’t be enough to pay for her college education. Seeking more options, she headed to the Internet to search for scholarship opportunities. ...

College Financial Aid: Unraveling The Myths
Entering college is a big deal both emotionally and monetarily. Everyone should have the opportunity to get the education they deserve and to help in that process, you can look for college financial aid. This is money that is provided to you in...

Compensation Resources, Inc. Releases Its 2003-2004 College Graduate Salary Survey
Upper Saddle River, N.J. - May 2004 - Compensation Resources, Inc. has released the results of its 2003-2004 College Graduate Salary Survey. The purpose of this study was to obtain compensation data and information on recruiting and hiring...

Online College Degrees & Distance Learning
Online and distance degrees are gaining in popularity. Many people find the flexibility offered with distance learning is a huge benefit while trying to juggle the demands of everyday life. Many traditional college institutions are now offering...

Saving Money for College and 529 Plans
Copyright 2005 Richard Keir Wanting the best for your children doesn't always make it possible to give them the best. And when you look at the cost of four years of college, the idea of coming up with that much money monthly as your child...

 
How to Get Student Loans for College

Student loans are a helpful accessory when you need to cover costs when deciding to further your education, including housing and tuition. Student loans are there to be financial lifesavers when grants or scholarships leave your school funding a little short. There are federal loans available as well as private student loans that will help with the financial overload. Loan consolidation is another helpful tool when borrowed loans are at the repayment period and you are feeling overwhelmed.

Federally funded student loans can be applied for online. FAFSA is an online free application for federal student aid. This program is available for both students and parents looking to apply for financial help. The application has seven steps that will ask you questions regarding your personal information, your school and plans, and financial information. The Federal Parent Loan for Undergraduate Students, or PLUS, is a loan program that relies on a good credit rating in exchange for helping with the financial needs of your student. This low interest rate program will help cover not only tuition costs, but also housing, books, and supplies. This student loan can be applied for online or through the mail.

Private student loans are loans that are not offered through the federal government. They are available through banks


Why Is 'Scrubs' Switching Channels?
When the sitcom <em>Scrubs</em> returns for its eighth and likely final season on Jan. 6, it will be on a new network: ABC. What gives? Switching mid-run is actually not as rare as you might think. <em>Taxi,</em> <em>Wonder Woman, Buffy the Vampire Slayer</em> and even <em>Leave It To Beaver</em> did the same.

Obama Asks Congress To Approve Billions
With unemployment through the roof, foreclosures at an all-time high and a wildly fluctuating stock market, President-elect Barack Obama is asking Congress to approve hundreds of billions of dollars in new government spending.


or other financial institutions. This type of loan is offered to both undergraduates and graduates and it helps to cover school expenses when federal student aid does not cover your those leftover expenses. Private student loan applications can be found online and you are subject to a credit review by the potential lender. Your own credit or your parent's credit is open for review and a co-signer may be needed if either credit rating is not approved for the loan. Obtain an application for your private student loan through your lender of choice or their online website, if applicable.

Student loan consolidation becomes your best friend when the repayment period of your student loans becomes overwhelming. Loan consolidation will give you a break and put your various loans into one low monthly payment instead of various repayment dates with different amounts to pay for each loan. The Sallie Mae foundation is an excellent example of a loan consolidation program. All you have to do is visit their website and you have the option of downloading the application and sending it through the mail or filling it out online and applying for it right that second. It is a simple way to achieve student loan consolidation and it will give you the well-deserved sigh of relief and peace of mind.

About the author:

Natalie Aranda writes about personal finance, travel and business.